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Frequently Asked Questions
Most firms either force you to manage your finances alone or provide a one-size-fits-all portfolio without ongoing support. Neptune Wealth takes a different approach. We're a comprehensive wealth management firm that integrates personalized guidance, sophisticated investment strategies, and client-focused service—all under one roof. Our approach centers on two fundamental pillars:
1. Comprehensive Advisory Services
You gain direct access to experienced advisors who address every aspect of your financial life. This includes: tax optimization, estate planning, business succession, insurance needs, retirement strategies, education funding, and more. You can engage with your advisory team as frequently as your situation requires. Our clients tell us we serve as their trusted financial partner—free from conflicts of interest or hidden fees.
Many clients also seek our expertise for second opinions on investments and strategies they hold elsewhere. Our mission is straightforward: help you build, preserve, and transfer your wealth with a dedicated team available whenever you need guidance—whether for portfolio decisions, tax planning, or major life transitions.
2. Professional Investment Management
We serve as your dedicated investment management team. Our experienced analysts and portfolio managers develop a curated selection of investment strategies designed for optimal coordination. This encompasses public markets, fixed income, alternative investments, and private placement opportunities—including access to institutional-quality strategies typically reserved for ultra-high-net-worth families.
Every investment option in our platform meets one critical standard: does this strategy enhance your ability to build and preserve wealth efficiently over the long term? If it doesn't meet this test, we don't offer it.
The frequency is entirely up to you and your preferences.
Some clients appreciate scheduled quarterly reviews to stay on track with their financial goals. Others prefer to connect when significant events arise: stock option decisions, tax planning opportunities, major life changes, or investment questions. You set the pace, but we're always accessible when you need us.
Since we've designed our practice around efficient technology and responsive service, you can easily reach out via secure messaging or schedule consultations at your convenience—regardless of your location or schedule.
Our fee structure is transparent and scales with your assets under management. We offer two service tiers to best fit your needs:
Comprehensive Financial Planning
0–0–250,000: 1.25%
250,001–250,001–500,000: 1.00%
500,001–500,001–2,000,000: 0.90%
2,000,001–2,000,001–3,000,000: 0.80%
3,000,001–3,000,001–5,000,000: 0.70%
$5,000,001+: Negotiable
Asset Management Only
0–0–250,000: 0.80%
250,001–250,001–500,000: 0.75%
500,001–500,001–2,000,000: 0.70%
2,000,001–2,000,001–3,000,000: 0.60%
3,000,001–3,000,001–5,000,000: 0.50%
$5,000,001+: Negotiable
Our Comprehensive Financial Planning tier includes active investment management, unlimited advisory consultations, tax planning strategies, estate planning guidance, business succession planning, and insurance analysis — all under one fee. For clients who already have financial planning handled elsewhere, our Asset Management Only tier offers the same disciplined portfolio management at a lower cost. In either case, our goal is simple: to deliver value that meaningfully exceeds the cost of our service.
If you've outgrown simple investment apps or want more than automated portfolio management, and you're ready for genuine, personalized financial guidance, we're likely a strong match.
We are designed for individuals at every stage of their financial journey. Whether you're just starting your career and need focused asset management, or you're approaching retirement and require comprehensive wealth management services, we tailor our approach to your specific needs and goals.
We serve clients who want to take wealth-building seriously without entrusting their financial future to an impersonal institution. We make it straightforward to invest wisely, access expert advice, and achieve meaningful progress—all through one trusted relationship.
Consider us your personal financial team—experienced professionals who understand your unique situation and are always accessible when you need guidance.